The government of Newfoundland and Labrador is amending legislation to strike a balance between stabilizing insurance rates for consumers while maintaining access to justice for victims.
For lawyers who practise insurance defence in personal injury cases, both in-house and external counsel, the past 12 months have not been marked by landmark Supreme Court decisions or other major developments that impact this area of the profession on a daily basis.
A couple who neglected to inform their insurer that their son had a G2 driver's licence has had their policy declared void after their son was involved in an accident and they were sued by an injured party.
Six Ontario automobile insurers have been named in a series of class-action lawsuits by accident victims who are seeking millions in benefits they say they were denied because the insurer improperly subtracted the harmonized sales tax from their benefits packages.
Proponents of adverse cost insurance say it increases access to justice by allowing plaintiffs without resources to bring an action against their insurer without financial risk.
